FinancialBounce.com

What good is a 401k and the future of our economy?

Should I bother with a 401k plan? Will the U.S. economy still be intact in twenty years? I mean, our resources are dwindling, peace seems much more fragile than ever, countries come and go (looking at history, how even the most powerful empires are not immortal)… This is a pessimistic perspective, but certainly a real [...]

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Generally speaking, do most 401k plans allow the participant to invest in individual stocks?

And by individual stocks, I don’t mean the company’s stock. I’m talking about non-employer stocks traded on an exchange. In addition, do most 401k plans allow the participant invest in any mutual fund of his/her choice? Or do most 401k plans offer only a limited mutual fund selection? *I know plans vary. But, this [...]

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How do you have your 401K currently invested among stocks, bonds, and cash?

Please give your age as well as the percentage breakdown of stocks, bonds, and cash in your 401K. Myself, I am 31 years old and am 50% bonds and 50% cash and 0% stocks. I am trying to get a sampling of how others are investing their company retirement plans. Thanks.

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They keep giving me stocks and I am clueless and start thingking of getting 401K?

Hello, I worked for Microsoft for 6 1/2 years already and this year, they gave me another 600 of stock share, last year was 400.. I am practically new to USA and work pretty much with MS. At first, I really dont care about stocks at all and I feel embarrased to ask from my [...]

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They keep giving me stocks and I am clueless and start thingking of getting 401K?

Hello, I worked for Microsoft for 6 1/2 years already and this year, they gave me another 600 of stock share, last year was 400.. I am practically new to USA and work pretty much with MS. At first, I really dont care about stocks at all and I feel embarrased to ask from my [...]

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What does this fragile economy mean for my family and our 401K?

I am a mother of 3 young boys. At present I am staying at home. My husband works and has a small, less than $10,000, 401k. Are we safe? What should we do to prepare ourselves to sustain the economy now and if it should worsen. Our home is paid [...]

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Can anyone recommend a good website to teach me the basics of investing my 401K?

I have very basic knowledge of investing in stocks and have actually built a small portfolio over the past 13 years or so. However, I have no idea how to invest 401K money where I have to choose from limited funds and investment vehicles. I’ve read several books and they all seem to [...]

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